No more guesswork about where your money is going. This budget template turns budgeting into a simple and fun activity!
Whether you're managing your finances solo or sharing the journey with a partner, you can bet your money routine will feel empowering, stress-free, and even a tinge exciting. It’s time to look forward to your budget check-ins and celebrate your progress along the way.
What’s the 50/30/20 budget rule?
It’s a simple framework for managing your money. Your budget is divided into three broad categories:
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50% for needs - rent or mortgage, utilities, groceries
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30% for wants - dining out, streaming services, hobbies
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20% for savings - emergency fund, retirement, investments
And if this ratio doesn’t quite fit your lifestyle, you can easily adjust it within the budget template to make it work for you.
