Click on the Use Template button in the upper right corner of your desktop.

In case you don't see it, in the upper left corner click on File -> Make a copy -> Rename the file however you'd like -> Make a copy

If it takes forever to load, it means the system can't find enough space on your Google Drive for the file.

First, make sure you are logged in your Google account. Second, free up space on your Google Drive for the file.

The only difference is that the 50/30/20 spreadsheet utilises the 50/30/20 rule. Think of it as a guideline to help you set your budget: 50% for needs, 30% for wants and 20% for savings. The ratio can be changed to fit your lifestyle!

The regular ultimate spreadsheet doesn't include this.

In the Transactions table write the amount you want to withdraw with a minus sign, choose the savings category you are withdrawing from, and pick the account to which the funds are deposited.