No more guesswork about where your money is going. This all-in-one budget template turns managing your finances into a simple and enjoyable part of your routine. Whether you're budgeting solo or with a partner, you'll gain clarity on where you're headed - and exactly how to get there.
Designed to keep you focused on your debt payoff, savings goals, and everything in between, this template makes it easier (and more rewarding) to track your progress and actually enjoy the journey.
What’s the 50/30/20 budget rule?
It’s a simple framework for managing your money. Your budget is divided into three broad categories:
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50% for needs - rent or mortgage, utilities, groceries
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30% for wants - dining out, streaming services, hobbies
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20% for savings - emergency fund, retirement, investments
And if this ratio doesn’t quite fit your lifestyle, you can easily adjust it within the budget template to make it work for
Customer Reviews
50/30/20 Ultimate Budget Spreadsheet (Google Sheets)
the spreadsheet is everything i expected and more. i'm sure it'll be a staple in my planning system for a long long time
There's a learning curve to be considered, but Elvira was very quick in assisting with the issues I was experiencing. She helped me get things right again since I had accidentally deleted some formulas. So, I'd advise you to proceed cautiously and be mindful of editing only fields. That said, the spreadsheet delivers everything, I find it fun and easy to take care of my finances.
Transactions table in january isn't loading dropdown menus, but all other months are. I was wondering if I could have help making it work properly.
I absolutely love this spreadsheet! For me it was a bit of a learning curve because I created my own spreadsheets and laid it out differently But this one is better because it streamlines everything. I had different charts for expenses and here it’s all in one spot, so easy to see! The ONLY thing I’ve had issues with is the savings portion. BUT that’s probably a Me thing as I had issues with something else then figured it out. Again, it’s a bit of a learning curve but the video tutorials help so much. It was worth it!!!
